An underinsured motorist forced our client off of the road, causing him to run into a telephone pole and sustain a herniated disc. The underinsured motorist left the scene of the wreck, but was found by the police shortly thereafter. Our client did not have surgery to correct the herniated disc. After settling with the defendant’s liability insurer, the case was tried against our client’s underinsured motorist carrier, who had offered only $12,500 to settle the case. After a three day trial, the jury returned a verdict for $127,500.