Uninsured / Underinsured Motorist Claims

Uninsured / Underinsured Motorist Claims

Even for drivers fortunate enough to walk away from a car accident without serious injury, being involved in an accident at all can be a painful, costly and aggravating experience. Vehicle repair, doctor’s visits and mountains of insurance claim paperwork are not only inconveniences, but can also prove quite expensive. The stress involved in dealing with an accident is only furthered when the other driver happens to be uninsured or underinsured.

Although Alabama drivers are required to have a certain minimum amount of auto insurance coverage, the simple fact is that many do not. Roughly one quarter of motorists on the roads statewide are uninsured, according to the Insurance Information Institute, the nation’s third largest share of drivers with no insurance coverage whatsoever. That’s not to mention the many more motorists who carry coverage less than the minimal amount required by law.

Allred & Allred, P.C., is an Alabama personal injury law firm whose attorneys have more than four decades of experience representing clients injured in car and truck accidents, including those caused by uninsured and underinsured drivers. We work tirelessly to protect our clients’ rights and ensure that they obtain the maximum available compensation, whether it is from a negligent driver, an insurance company or a responsible third party. Contact our firm at 334.396.9200 or via our website for a consultation at no cost to you.

A driver who is insured typically has coverage that covers costs when the driver is injured in an accident with an uninsured or underinsured motorist. While insurance companies pay out more than $630 million in uninsured motorist claims each year, they don’t always do it willingly.

At Allred & Allred, we are skilled in dealing with insurance companies. Our insurance defense background – representing insurers in accident-related claims – means we fully understand the strategies and tactics many insurance companies use to avoid or limit payouts. Having previously served as an Assistant Attorney General with the Alabama Department of Insurance, founding partner David E. Allred is listed by Martindale-Hubbell as an “AV” rated lawyer — that publication’s highest rating based on reviews by attorneys and judges.

Among other successes, we recently obtained a $520,00 recovery for a client who suffered abdominal injuries in an accident with a drunk driver. The drunk driver’s policy limit topped out at $120,000 and the remaining sum came from our client’s underinsured motorist coverage.

Our Alabama uninsured motorist lawyers take pride in providing aggressive and personalized representation for our clients. As both skilled negotiators and accomplished litigators, we seek to obtain compensation for clients via settlement when possible, while standing ready, willing and able to take a case to trial. Other firms often refer clients to us for insurance, car accident and other cases.

From our office in Montgomery, we gladly serve clients throughout Alabama. If you have been injured in a car or other accident, our attorneys are available to provide an honest and complete assessment of your case and explain how we can help you earn the compensation you deserve. Contact our office today to discuss your personal injury questions with a lawyer.

Client Reviews

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Yes I recommend does a great job

Stella Mccall

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The best

Jcc Family vlog

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I absolutely love David and Craigslist [sic] Allred, very good attorneys and easy to work with. I would highly recommend

Destiny Broaden

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This firm helped me (in 2009) collect a debt that was owed to me by an unscrupulous company that hired my company to perform a task, but failed to pay. Allred & Allred fulfilled my request with a very quick turnaround time, and top-notch service. I highly recommend hiring these lawyers, and trusting that they are not out to milk you for every second of their time. Thanks David!

Andrew Sengler

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Good folks. If I need representation, they would be my choice.

Ronnie Richards